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Savings
Account name
Easy access savings account - Issue 74
Opening balance
£1,000
Account Type
Variable
4.45%
AER**
4.45%
Account name
60 day notice account - Issue 55
Opening balance
£1,000
Account Type
Variable
5.04%
AER**
5.04%
Account name
Regular savings account - Issue 12
Opening balance
£25
Account Type
Variable
5.10%
AER**
5.10%
Account name
Demelza children's savings account - Issue 10
Opening balance
£10
Account Type
Variable
4.30%
AER**
4.30%
ISAs
Account name
One year fixed rate cash ISA - Issue 107
Opening balance
£1,000
Account Type
Fixed
4.51%
AER**
4.51%
Account name
Easy access cash ISA - Issue 53
Opening balance
£1,000
Account Type
Variable
4.40%
AER**
4.40%
Bonds
Account name
One year fixed rate bond - Issue 152
Opening balance
£1,000
Account Type
Fixed
4.66%
AER**
4.66%
Account name
Existing customers only
Two year exclusive fixed rate bond - Issue 2
Opening balance
£1,000
Account Type
Fixed
4.35%
AER**
4.35%
Account name
New customers only
Monthly - Two year Fixed Rate Bond - Issue 2
Opening balance
£1,000
Account Type
Fixed
4.17%
AER**
4.25%
Account name
New customers only
Annual - Two year Fixed Rate Bond - Issue 2
Opening balance
£1,000
Account Type
Fixed
4.25%
AER**
4.25%
Business Savings
Account name
Business savings account - Issue 8
Opening balance
£1,000
Account Type
Variable
3.61%
AER**
3.61%
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*Gross p.a. is the rate of interest paid without the deduction of tax per annum. Please note that the automatic deduction of tax on savings interest ceased with effect from 6 April 2016.
**AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year. As every advertisement for a savings product will contain an AER you will be able to compare more easily what return you can expect from your savings over time.