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Savings

60 day notice account - issue 23

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Interest paid Opening balance AER Gross rate
Annual £1,000 1.50% 1.50%
£1 - £999 0.10% 0.10%
Monthly £1,000 1.50% 1.49%
£1 - £999 0.10% 0.10%
Interest paid Annual Monthly
Opening balance £1,000 £1,000
AER 1.50% 1.50%
Gross rate 1.50% 1.49%
Interest paid Annual Monthly
Opening balance £1 - £999 £1 - £999
AER 0.10% 0.10%
Gross rate 0.10% 0.10%

Rates effective as of 14 September 2018

Easy access account - issue 31

see details >
Interest paid Opening balance AER Gross rate
Annual £1 - £999 0.10% 0.10%
£1,000 1.40% 1.40%
Monthly £1 - £999 0.10% 0.10%
£1,000 1.40% 1.39%
Interest paid Annual Monthly
Opening balance £1 - £999 £1 - £999
AER 0.10% 0.10%
Gross rate 0.10% 0.10%
Interest paid Annual Monthly
Opening balance £1,000 £1,000
AER 1.40% 1.40%
Gross rate 1.40% 1.39%

Rates effective as of 02 November 2018

Branch & Online Easy Access account - Issue 30

Interest paid Opening balance AER Gross rate
Annual £1 - £999 0.10% 0.10%
£1,000 1.37% 1.37%
Monthly £1 - £999 0.10% 0.10%
£1,000 1.37% 1.36%
Interest paid Annual Monthly
Opening balance £1 - £999 £1 - £999
AER 0.10% 0.10%
Gross rate 0.10% 0.10%
Interest paid Annual Monthly
Opening balance £1,000 £1,000
AER 1.37% 1.37%
Gross rate 1.37% 1.36%

Rates effective as of 14 September 2018. Product withdrawn 11 October 2018

Regular savings account - issue 3

see details >
Interest paid Opening balance AER Gross rate
Annual £25 3.00% 3.00%
Interest paid Annual
Opening balance £25
AER 3.00%
Gross rate 3.00%

Rates effective as of 24 January 2017

Demelza children's savings account - issue 1

see details >
Interest paid Opening balance AER Gross rate
Annual £10 1.85% 1.85%
Monthly £10 1.85% 1.83%
Interest paid Annual Monthly
Opening balance £10 £10
AER 1.85% 1.85%
Gross rate 1.85% 1.83%

Rates effective as of 01 September 2018

60 day notice account - issue 22

see details >
Interest paid Opening balance AER Gross rate
Annual £1,000 1.25% 1.25%
£1 - £999 0.10% 0.10%
Monthly £1,000 1.25% 1.24%
£1 - £999 0.10% 0.10%
Interest paid Annual Monthly
Opening balance £1,000 £1,000
AER 1.25% 1.25%
Gross rate 1.25% 1.24%
Interest paid Annual Monthly
Opening balance £1 - £999 £1 - £999
AER 0.10% 0.10%
Gross rate 0.10% 0.10%

Rates effective as of 26 June 2018. Product withdrawn from sale 13 September 2018

60 day notice account - issue 21

Interest paid Opening balance AER Gross rate
Annual £1,000 1.45% 1.45%
£1 - £999 0.10% 0.10%
Monthly £1,000 1.45% 1.44%
£1 - £999 0.10% 0.10%
Interest paid Annual Monthly
Opening balance £1,000 £1,000
AER 1.45% 1.45%
Gross rate 1.45% 1.44%
Interest paid Annual Monthly
Opening balance £1 - £999 £1 - £999
AER 0.10% 0.10%
Gross rate 0.10% 0.10%

Rates effective as of 26 April 2018. Product withdrawn 25 June 2018

60 day notice account - issue 20

Interest paid Opening balance AER Gross rate
Annual £1,000 1.10% 1.10%
£1 - £999 0.10% 0.10%
Monthly £1,000 1.10% 1.09%
£1 - £999 0.10% 0.10%
Interest paid Annual Monthly
Opening balance £1,000 £1,000
AER 1.35% 1.35%
Gross rate 1.35% 1.34%
Interest paid Annual Monthly
Opening balance £1 - £999 £1 - £999
AER 0.10% 0.10%
Gross rate 0.10% 0.10%

Rates effective as of 02 February 2018. Product withdrawn 25 April 2018

60 day notice account - issue 19

Interest paid Opening balance AER Gross rate
Annual £1,000 1.35% 1.35%
£1 - £999 0.10% 0.10%
Monthly £1,000 1.35% 1.34%
£1 - £999 0.10% 0.10%
Interest paid Annual Monthly
Opening balance £1,000 £1,000
AER 1.35% 1.35%
Gross rate 1.35% 1.34%
Interest paid Annual Monthly
Opening balance £1 - £999 £1 - £999
AER 0.10% 0.10%
Gross rate 0.10% 0.10%

Rates effective as of 03 October 2017. Product withdrawn 01 February 2018

60 day notice account - issue 18

Interest paid Opening balance AER Gross rate
Annual £1,000 1.45% 1.45%
£1 - £999 0.10% 0.10%
Monthly £1,000 1.45% 1.44%
£1 - £999 0.10% 0.10%
Interest paid Annual Monthly
Opening balance £1,000 £1,000
AER 1.45% 1.45%
Gross rate 1.45% 1.44%
Interest paid Annual Monthly
Opening balance £1 - £999 £1 - £999
AER 0.10% 0.10%
Gross rate 0.10% 0.10%

Rates effective as of 01 December 2017. Product withdrawn 3 October 2017

    

60 day notice account - issue 17

Interest paid Opening balance AER Gross rate
Annual £1,000 1.30% 1.30%
£1 - £999 0.10% 0.10%
Monthly £1,000 1.30% 1.29%
£1 - £999 0.10% 0.10%
Interest paid Annual Monthly
Opening balance £1,000 £1,000
AER 1.30% 1.30%
Gross rate 1.30% 1.29%
Interest paid Annual Monthly
Opening balance £1 - £999 £1 - £999
AER 0.10% 0.10%
Gross rate 0.10% 0.10%

Rates effective as of 01 December 2017. Product withdrawn 14 June 2017

60 day notice account - issue 16

Interest paid Balance AER Gross rate
Annual £1,000 1.00% 1.00%
£1 - £999 0.10% 0.10%
Monthly £1,000 1.00% 1.00%
£1 - £999 0.10% 0.10%
Interest paid Annual
Opening balance £1,000
AER 1.00%
Gross rate 1.00%
Interest paid Monthly
Opening balance £1,000
AER 1.00%
Gross rate 1.00%
Interest paid Annual
Opening balance £1 - £999
AER 0.10%
Gross rate 0.10%
Interest paid Monthly
Opening balance £1 - £999
AER 0.10%
Gross rate 0.10%

Rates effective as of 01 December 2017. Product withdrawn 6 April 2017

60 day notice account - issue 15

Interest paid Balance AER Gross rate
Annual £1,000 1.25% 1.25%
£1 - £999 0.10% 0.10%
Monthly £1,000 1.25% 1.24%
£1 - £999 0.10% 0.10%
Interest paid Annual
Balance £1,000
AER 1.25%
Gross rate 1.25%
Interest paid Annual
Balance £1 - £999
AER 0.10%
Gross rate 0.10%
Interest paid Monthly
Balance £1,000
AER 1.25%
Gross rate 1.24%
Interest paid Monthly
Balance £1 - £999
AER 0.10%
Gross rate 0.10%

Rates effective from 01 December 2017. Product withdrawn from sale 30 November 2016.

60 day notice account - issue 14

Interest paid Balance AER Gross rate
Annual £1 - £999 0.10% 0.10%
£1,000+ 1.10% 1.10%
Monthly £1 - £999 0.10% 0.10%
£1,000+ 1.10% 1.09%
Interest paid Annual
Balance £1 - £999
AER 0.10%
Gross rate 0.10%
Interest paid Annual
Balance £1,000+
AER 1.10%
Gross rate 1.10%
Interest paid Monthly
Balance £1 - £999
AER 0.10%
Gross rate 0.10%
Interest paid Monthly
Balance £1,000+
AER 1.10%
Gross rate 1.09%

Rates effective from 01 December 2017. Product withdrawn from sale 20 June 2016.

60 day notice account - issue 13

Interest paid Balance AER Gross rate
Annual £1 - £999 0.10% 0.10%
£1,000+ 1.25% 1.25%
Monthly £1 - £999 0.10% 0.10%
£1,000+ 1.25% 1.24%
Interest paid Annual
Balance £1 - £999
AER 0.10%
Gross rate 0.10%
Interest paid Annual
Balance £1,000+
AER 1.25%
Gross rate 1.25%
Interest paid Monthly
Balance £1 - £999
AER 0.10%
Gross rate 0.10%
Interest paid Monthly
Balance £1,000+
AER 1.25%
Gross rate 1.24%

Rates effective from 01 December 2017. Product withdrawn from sale 16 May 2016.

60 day notice account - issue 12

Interest paid Balance AER Gross rate
Annual £1 - £999 0.10% 0.10%
£1,000+ 1.25% 1.25%
Monthly £1 - £999 0.10% 0.10%
£1,000+ 1.25% 1.24%
Interest paid Annual
Balance £1 - £999
AER 0.10%
Gross rate 0.10%
Interest paid Annual
Balance £1,000+
AER 1.25%
Gross rate 1.25%
Interest paid Monthly
Balance £1 - £999
AER 0.10%
Gross rate 0.10%
Interest paid Monthly
Balance £1,000+
AER 1.25%
Gross rate 1.24%

Rates effective from 01 December 2017. Product withdrawn from sale 08 February 2016

60 day notice account - issue 11

Interest paid Balance AER Gross rate
Annual £1 - £999 0.10% 0.10%
£1,000+ 1.25% 1.25%
Monthly £1 - £999 0.10% 0.10%
£1,000+ 1.25% 1.24%
Interest paid Annual
Balance £1 - £999
AER 0.10%
Gross rate 0.10%
Interest paid Annual
Balance £1,000+
AER 1.25%
Gross rate 1.25%
Interest paid Monthly
Balance £1 - £999
AER 0.10%
Gross rate 0.10%
Interest paid Monthly
Balance £1,000+
AER 1.25%
Gross rate 1.24%

Rates effective from 01 December 2017. Product withdrawn from sale 02 November 2015.

60 day notice account - issue 10

Interest paid Balance AER Gross rate
Annual £1 - £999 0.10% 0.10%
£1,000+ 1.25% 1.25%
Monthly £1 - £999 0.10% 0.10%
£1,000+ 1.25% 1.24%
Interest paid Annual
Balance £1 - £999
AER 0.10%
Gross rate 0.10%
Interest paid Annual
Balance £1,000+
AER 1.25%
Gross rate 1.25%
Interest paid Monthly
Balance £1 - £999
AER 0.10%
Gross rate 0.10%
Interest paid Monthly
Balance £1,000+
AER 1.25%
Gross rate 1.24%

Rates effective from 01 December 2017. Product withdrawn from sale 26 July 2015.

60 day notice account - issue 9

Interest paid Balance AER Gross rate
Annual £1 - £999 0.10% 0.10%
£1,000+ 1.25% 1.25%
Monthly £1 - £999 0.10% 0.10%
£1,000+ 1.25% 1.24%
Interest paid Annual
Balance £1 - £999
AER 0.10%
Gross rate 0.10%
Interest paid Annual
Balance £1,000+
AER 1.25%
Gross rate 1.25%
Interest paid Monthly
Balance £1 - £999
AER 0.10%
Gross rate 0.10%
Interest paid Monthly
Balance £1,000+
AER 1.25%
Gross rate 1.24%

Rates effective from 01 December 2017. Product withdrawn from sale 24 February 2014

60 day notice account - issue 8

Interest paid Balance AER Gross rate
Annual £1 - £999 0.10% 0.10%
£1,000+ 1.25% 1.25%
Monthly £1 - £999 0.10% 0.10%
£1,000+ 1.25% 1.24%
Interest paid Annual
Balance £1 - £999
AER 0.10%
Gross rate 0.10%
Interest paid Annual
Balance £1,000+
AER 1.25%
Gross rate 1.25%
Interest paid Monthly
Balance £1 - £999
AER 0.10%
Gross rate 0.10%
Interest paid Monthly
Balance £1,000+
AER 1.25%
Gross rate 1.24%

Rates effective from 01 December 2017. Product withdrawn from sale 21 October 2013.

60 day notice account - issue 7

Interest paid Balance AER Gross rate
Annual £1 - £999 0.10% 0.10%
£1,000+ 1.25% 1.25%
Monthly £1 - £999 0.10% 0.10%
£1,000+ 1.25% 1.24%
Interest paid Annual
Balance £1 - £999
AER 0.10%
Gross rate 0.10%
Interest paid Annual
Balance £1,000+
AER 1.25%
Gross rate 1.25%
Interest paid Monthly
Balance £1 - £999
AER 0.10%
Gross rate 0.10%
Interest paid Monthly
Balance £1,000+
AER 1.25%
Gross rate 1.24%

Rates effective from 01 December 2017. Product withdrawn from sale 06 June 2013.

60 day notice account - issue 6

Interest paid Balance AER Gross rate
Annual £1-£999 0.10% 0.10%
£1,000+ 1.25% 1.25%
Monthly £1-£999 0.10% 0.10%
£1,000+ 1.25% 1.24%
Interest paid Annual
Balance £1-£999
AER 0.10%
Gross rate 0.10%
Interest paid Annual
Balance £1,000+
AER 1.25%
Gross rate 1.25%
Interest paid Monthly
Balance £1-£999
AER 0.10%
Gross rate 0.10%
Interest paid Monthly
Balance £1,000+
AER 1.25%
Gross rate 1.24%

Rates effective from 01 December 2017. Product withdrawn from sale 22 February 2013

60 day notice account - issue 5

Interest paid Balance AER Gross rate
Annual £1 - £999 0.10% 0.10%
£1,000+ 1.25% 1.25%
Monthly £1 - £999 0.10% 0.10%
£1,000+ 1.25% 1.24%
Interest paid Annual
Balance £1 - £999
AER 0.10%
Gross rate 0.10%
Interest paid Annual
Balance £1,000+
AER 1.25%
Gross rate 1.25%
Interest paid Monthly
Balance £1 - £999
AER 0.10%
Gross rate 0.10%
Interest paid Monthly
Balance £1,000+
AER 1.25%
Gross rate 1.24%

Rates effective from 01 December 2017. Product withdrawn from sale 30 January 2013

60 day notice account - issue 4

Interest paid Balance AER Gross rate
Annual £1 - £999 0.10% 0.10%
£1,000+ 1.25% 1.25%
Monthly £1 - £999 0.10% 0.10%
£1,000+ 1.25% 1.24%
Interest paid Annual
Balance £1 - £999
AER 0.10%
Gross rate 0.10%
Interest paid Annual
Balance £1,000+
AER 1.25%
Gross rate 1.25%
Interest paid Monthly
Balance £1 - £999
AER 0.10%
Gross rate 0.10%
Interest paid Monthly
Balance £1,000+
AER 1.25%
Gross rate 1.24%

Rates effective from 01 December 2017. Product withdrawn from sale 22 November 2012.

60 day notice account - issue 3

Interest paid Balance AER Gross rate
Annual £1 - £999 0.10% 0.10%
£1,000+ 1.25% 1.25%
Monthly £1 - £999 0.10% 0.10%
£1,000+ 1.25% 1.24%
Interest paid Annual
Balance £1 - £999
AER 0.10%
Gross rate 0.10%
Interest paid Annual
Balance £1,000+
AER 1.25%
Gross rate 1.25%
Interest paid Monthly
Balance £1 - £999
AER 0.10%
Gross rate 0.10%
Interest paid Monthly
Balance £1,000+
AER 1.25%
Gross rate 1.24%

Rates effective from 01 December 2017. Product withdrawn from sale 18 September 2012

60 day notice account - issue 2

Interest paid Balance AER Gross rate
Annual £1 - £999 0.10% 0.10%
£1,000+ 1.25% 1.25%
Monthly £1 - £999 0.10% 0.10%
£1,000+ 1.25% 1.24%
Interest paid Annual
Balance £1 - £999
AER 0.10%
Gross rate 0.10%
Interest paid Annual
Balance £1,000+
AER 1.25%
Gross rate 1.25%
Interest paid Monthly
Balance £1 - £999
AER 0.10%
Gross rate 0.10%
Interest paid Monthly
Balance £1,000+
AER 1.25%
Gross rate 1.24%

Rates effective from 01 December 2017. Product withdrawn from sale 06 September 2012

60 day notice account - issue 1

Interest paid Balance AER Gross rate
Annual £1 - £999 0.85% 0.85%
£1,000+ 1.25% 1.25%
Monthly £1 - £999 0.85% 0.85%
£1,000+ 1.25% 1.24%
Interest paid Annual
Balance £1 - £999
AER 0.85%
Gross rate 0.85%
Interest paid Annual
Balance £1,000+
AER 1.25%
Gross rate 1.25%
Interest paid Monthly
Balance £1 - £999
AER 0.85%
Gross rate 0.85%
Interest paid Monthly
Balance £1,000+
AER 1.25%
Gross rate 1.24%

Rates effective from 01 December 2017. Product withdrawn from sale 05 April 2012.

Easy access account - issue 29

Interest paid Opening balance AER Gross rate
Annual £1 - £999 0.10% 0.10%
£1,000 1.01% 1.01%
Monthly £1 - £999 0.10% 0.10%
£1,000 1.01% 1.01%
Interest paid Annual Monthly
Opening balance £1 - £999 £1 - £999
AER 0.10% 0.10%
Gross rate 0.10% 0.10%
Interest paid Annual Monthly
Opening balance £1,000 £1,000
AER 1.01% 1.01%
Gross rate 1.01% 1.01%

Rates effective as of 17 August 2018. Product withdrawn from sale 01 November 2018

Easy access account - issue 28

Interest paid Opening balance AER Gross rate
Annual £1 - £999 0.10% 0.10%
£1,000 1.25% 1.25%
Monthly £1 - £999 0.10% 0.10%
£1,000 1.25% 1.24%
Interest paid Annual Monthly
Opening balance £1 - £999 £1 - £999
AER 0.10% 0.10%
Gross rate 0.10% 0.10%
Interest paid Annual Monthly
Opening balance £1,000 £1,000
AER 1.25% 1.25%
Gross rate 1.25% 1.24%

Rates effective as of 01 September 2018. Product withdrawn from sale 16 August 2018

Easy access account - issue 27

Interest paid Opening balance AER Gross rate
Annual £1 - £999 0.10% 0.10%
£1,000 1.25% 1.25%
Monthly £1 - £999 0.10% 0.10%
£1,000 1.25% 1.24%
Interest paid Annual Monthly
Opening balance £1 - £999 £1 - £999
AER 0.10% 0.10%
Gross rate 0.10% 0.10%
Interest paid Annual Monthly
Opening balance £1,000 £1,000
AER 1.25% 1.25%
Gross rate 1.25% 1.24%

Rates effective as of 17 May 2018. Product withdrawn 25 June 2018

Easy access account - issue 26

Interest paid Opening balance AER Gross rate
Annual £1 - £999 0.10% 0.10%
£1,000 1.30% 1.30%
Monthly £1 - £999 0.10% 0.10%
£1,000 1.30% 1.29%
Interest paid Annual Monthly
Opening balance £1 - £999 £1 - £999
AER 0.10% 0.10%
Gross rate 0.10% 0.10%
Interest paid Annual Monthly
Opening balance £1,000 £1,000
AER 1.30% 1.30%
Gross rate 1.30% 1.29%

Rates effective as of 26 April 2018. Product withdrawn from sale 16 May 2018.

Easy access account - issue 25

Interest paid Opening balance AER Gross rate
Annual £1 - £999 0.10% 0.10%
£1,000 1.25% 1.25%
Monthly £1 - £999 0.10% 0.10%
£1,000 1.25% 1.24%
Interest paid Annual Monthly
Opening balance £1 - £999 £1 - £999
AER 0.10% 0.10%
Gross rate 0.10% 0.10%
Interest paid Annual Monthly
Opening balance £1,000 £1,000
AER 1.25% 1.25%
Gross rate 1.25% 1.24%

Rates effective as of 01 September 2018. Product withdrawn from sale 25 April 2018

Easy access account - issue 24

Interest paid Opening balance AER Gross rate
Annual £1 - £999 0.10% 0.10%
£1,000 1.25% 1.25%
Monthly £1 - £999 0.10% 0.10%
£1,000 1.25% 1.24%
Interest paid Annual Monthly
Opening balance £1 - £999 £1 - £999
AER 0.10% 0.10%
Gross rate 0.10% 0.10%
Interest paid Annual Monthly
Opening balance £1,000 £1,000
AER 1.25% 1.25%
Gross rate 1.25% 1.24%

Rates effective as of 01 September 2018. Product withdrawn from sale 04 April 2018

Easy access account - issue 23

Interest paid Opening balance AER Gross rate
Annual £1 - £999 0.10% 0.10%
£1,000 1.25% 1.25%
Monthly £1 - £999 0.10% 0.10%
£1,000 1.25% 1.24%
Interest paid Annual Monthly
Opening balance £1 - £999 £1 - £999
AER 0.10% 0.10%
Gross rate 0.10% 0.10%
Interest paid Annual Monthly
Opening balance £1,000 £1,000
AER 1.25% 1.25%
Gross rate 1.25% 1.24%

Rates effective as of 01 September 2018. Product withdrawn 01 February 2018

Easy access account - issue 22

Interest paid Opening balance AER Gross rate
Annual £1 - £999 0.10% 0.10%
£1,000 1.25% 1.25%
Monthly £1 - £999 0.10% 0.10%
£1,000 1.25% 1.24%
Interest paid Annual Monthly
Opening balance £1 - £999 £1 - £999
AER 0.10% 0.10%
Gross rate 0.10% 0.10%
Interest paid Annual Monthly
Opening balance £1,000 £1,000
AER 1.25% 1.25%
Gross rate 1.25% 1.24%

Rates effective as of 01 Septmeber 2018. Product withdrawn 11 January 2018

Easy access account - issue 21

Interest paid Opening balance AER Gross rate
Annual £1 - £999 0.10% 0.10%
£1,000 1.27% 1.27%
Monthly £1 - £999 0.10% 0.10%
£1,000 1.27% 1.26%
Interest paid Annual Monthly
Opening balance £1 - £999 £1 - £999
AER 0.10% 0.10%
Gross rate 0.10% 0.10%
Interest paid Annual Monthly
Opening balance £1,000 £1,000
AER 1.27% 1.27%
Gross rate 1.27% 1.26%

Rates effective as of 3 October 2017. Product withdrawn 13 October 2017

Easy access account - issue 20

Interest paid Opening balance AER Gross rate
Annual £1 - £999 0.10% 0.10%
£1,000 1.25% 1.25%
Monthly £1 - £999 0.10% 0.10%
£1,000 1.25% 1.24%
Interest paid Annual Monthly
Opening balance £1 - £999 £1 - £999
AER 0.10% 0.10%
Gross rate 0.10% 0.10%
Interest paid Annual Monthly
Opening balance £1,000 £1,000
AER 1.25% 1.25%
Gross rate 1.25% 1.24%

Rates effective as of 01 December 2017. Product withdrawn 3 October 2017

Easy access account - issue 19

Interest paid Opening balance AER Gross rate
Annual £1 - £999 0.10% 0.10%
£1,000 1.25% 1.25%
Monthly £1 - £999 0.10% 0.10%
£1,000 1.25% 1.24%
Interest paid Annual Monthly
Opening balance £1 - £999 £1 - £999
AER 0.10% 0.10%
Gross rate 0.10% 0.10%
Interest paid Annual Monthly
Opening balance £1,000 £1,000
AER 1.25% 1.25%
Gross rate 1.25% 1.24%

Rates effective as of 01 September 2018. Product withdrawn 28 June 2017

Easy access account - issue 18

Interest paid Opening balance AER Gross rate
Annual £1 - £999 0.10% 0.10%
£1,000 1.25% 1.25%
Monthly £1 - £999 0.10% 0.10%
£1,000 1.25% 1.24%
Interest paid Annual Monthly
Opening balance £1 - £999 £1 - £999
AER 0.10% 0.10%
Gross rate 0.10% 0.10%
Interest paid Annual Monthly
Opening balance £1,000 £1,000
AER 1.25% 1.25%
Gross rate 1.25% 1.24%

Rates effective as of 01 December 2017. Product withdrawn 14 June 2017

Easy access account - issue 17

Interest paid Opening balance AER Gross rate
Annual £1 - £999 0.10% 0.10%
£1,000 1.20% 1.20%
Monthly £1 - £999 0.10% 0.10%
£1,000 1.20% 1.19%
Interest paid Annual
Opening balance £1 - £999
AER 0.10%
Gross rate 0.10% 0.10%
Interest paid Monthly
Opening balance £1 - £999
AER 0.10%
Gross rate 0.10%
Interest paid Annual
Opening balance £1,000
AER 1.20%
Gross rate 1.20%
Interest paid Monthly
Opening balance £1,000
AER 1.20%
Gross rate 1.19%

Rates effective as of 01 September 2018. Product withdrawn 06 April 2017

Easy access account - issue 16

Interest paid Balance AER Gross rate
Annual £1 - £999 0.10% 0.10%
£1,000 1.25% 1.25%
Monthly £1 - £999 0.10% 0.10%
£1,000 1.25% 1.24%
Interest paid Annual
Balance £1 - £999
AER 0.10%
Gross rate 0.10%
Interest paid Annual
Balance £1,000
AER 1.25%
Gross rate 1.25%
Interest paid Monthly
Balance £1 - £999
AER 0.10%
Gross rate 0.10%
Interest paid Monthly
Balance £1,000
AER 1.25%
Gross rate 1.24%

Rates effective from 01 December 2017. Product withdrawn from sale 10 November 2016.

Easy access account - issue 15

Interest paid Balance AER Gross rate
Annual £1-£999 0.10% 0.10%
£1,000+ 1.25% 1.25%
Monthly £1-£999 0.10% 0.10%
£1,000+ 1.25% 1.24%
Interest paid Annual
Balance £1-£999
AER 0.10%
Gross rate 0.10%
Interest paid Annual
Balance £1,000+
AER 1.25%
Gross rate 1.25%
Interest paid Monthly
Balance £1-£999
AER 0.10%
Gross rate 0.10%
Interest paid Monthly
Balance £1,000+
AER 1.25%
Gross rate 1.24%

Rates effective from 01 September 2018. Product withdrawn from sale 20 June 2016.

Easy access account - issue 14

Interest paid Balance AER Gross rate
Annual £1-£999 0.10% 0.10%
£1,000+ 1.25% 1.25%
Monthly £1-£999 0.10% 0.10%
£1,000+ 1.25% 1.24%
Interest paid Annual
Balance £1-£999
AER 0.10%
Gross rate 0.10%
Interest paid Annual
Balance £1,000+
AER 1.25%
Gross rate 1.25%
Interest paid Monthly
Balance £1-£999
AER 0.10%
Gross rate 0.10%
Interest paid Monthly
Balance £1,000+
AER 1.25%
Gross rate 1.24%

Rates effective from 01 December 2017. Product withdrawn from sale 16 May 2016.

Easy access account - issue 13

Interest paid Balance AER Gross rate
Annual £1-£999 0.10% 0.10%
£1,000+ 1.25% 1.25%
Monthly £1-£999 0.10% 0.10%
£1,000+ 1.25% 1.24%
Interest paid Annual
Balance £1-£999
AER 0.10%
Gross rate 0.10%
Interest paid Annual
Balance £1,000+
AER 1.25%
Gross rate 1.25%
Interest paid Monthly
Balance £1-£999
AER 0.10%
Gross rate 0.10%
Interest paid Monthly
Balance £1,000+
AER 1.25%
Gross rate 1.24%

Rates effective from 01 December 2017. Product withdrawn from sale 07 April 2016

Easy access account - issue 12

Interest paid Balance AER Gross rate
Annual £1-£999 0.10% 0.10%
£1,000+ 1.25% 1.25%
Monthly £1-£999 0.10% 0.10%
£1,000+ 1.25% 1.24%
Interest paid Annual
Balance £1-£999
AER 0.10%
Gross rate 0.10%
Interest paid Annual
Balance £1,000+
AER 1.25%
Gross rate 1.25%
Interest paid Monthly
Balance £1-£999
AER 0.10%
Gross rate 0.10%
Interest paid Monthly
Balance £1,000+
AER 1.25%
Gross rate 1.24%

Rates effective from 01 December 2017. Product withdrawn from sale 02 November 2015.

Easy access account - issue 11

Interest paid Balance AER Gross rate
Annual £1-£999 0.10% 0.10%
£1,000+ 1.25% 1.25%
Monthly £1-£999 0.10% 0.10%
£1,000+ 1.25% 1.24%
Interest paid Annual
Balance £1-£999
AER 0.10%
Gross rate 0.10%
Interest paid Annual
Balance £1,000+
AER 1.25%
Gross rate 1.25%
Interest paid Monthly
Balance £1-£999
AER 0.10%
Gross rate 0.10%
Interest paid Monthly
Balance £1,000+
AER 1.25%
Gross rate 1.24%

Rates effective from 01 December 2017. Product withdrawn from sale 01 October 2015

Easy access account - issue 10

Interest paid Balance AER Gross rate
Annual £1-£999 0.10% 0.10%
£1,000+ 1.25% 1.25%
Monthly £1-£999 0.10% 0.10%
£1,000+ 1.25% 1.24%
Interest paid Annual
Balance £1-£999
AER 0.10%
Gross rate 0.10%
Interest paid Annual
Balance £1,000+
AER 1.25%
Gross rate 1.25%
Interest paid Monthly
Balance £1-£999
AER 0.10%
Gross rate 0.10%
Interest paid Monthly
Balance £1,000+
AER 1.25%
Gross rate 1.24%

Rates effective from 01 December 2017. Product withdrawn from sale 14 September 2015

Easy access account - issue 9

Interest paid Balance AER Gross rate
Annual £1-£999 0.10% 0.10%
£1,000+ 1.25% 1.25%
Monthly £1-£999 0.10% 0.10%
£1,000+ 1.25% 1.24%
Interest paid Annual
Balance £1-£999
AER 0.10%
Gross rate 0.10%
Interest paid Annual
Balance £1,000+
AER 1.25%
Gross rate 1.25%
Interest paid Monthly
Balance £1-£999
AER 0.10%
Gross rate 0.10%
Interest paid Monthly
Balance £1,000+
AER 1.25%
Gross rate 1.24%

Rates effective from 01 December 2017. Product withdrawn from sale 28 August 2015

Easy access account - issue 8

Interest paid Balance AER Gross rate
Annual £1-£999 0.10% 0.10%
£1,000+ 1.25% 1.25%
Monthly £1-£999 0.10% 0.10%
£1,000+ 1.25% 1.24%
Interest paid Annual
Balance £1-£999
AER 0.10%
Gross rate 0.10%
Interest paid Annual
Balance £1,000+
AER 1.25%
Gross rate 1.25%
Interest paid Monthly
Balance £1-£999
AER 0.10%
Gross rate 0.10%
Interest paid Monthly
Balance £1,000+
AER 1.25%
Gross rate 1.24%

Rates effective from 01 December 2017. Product withdrawn from sale 24 June 2015.

Easy access account - issue 7

Interest paid Balance AER Gross rate
Annual £1-£999 0.10% 0.10%
£1,000+ 1.25% 1.25%
Monthly £1-£999 0.10% 0.10%
£1,000+ 1.25% 1.24%
Interest paid Annual
Balance £1-£999
AER 0.10%
Gross rate 0.10%
Interest paid Annual
Balance £1,000+
AER 1.25%
Gross rate 1.25%
Interest paid Monthly
Balance £1-£999
AER 0.10%
Gross rate 0.10%
Interest paid Monthly
Balance £1,000+
AER 1.25%
Gross rate 1.24%

Rates effective from 01 December 2017. Product withdrawn from sale 19 February 2014

Easy access account - issue 6

Interest paid Balance AER Gross rate
Annual £1-£999 0.10% 0.10%
£1,000+ 1.25% 1.25%
Monthly £1-£999 0.10% 0.10%
£1,000+ 1.25% 1.24%
Interest paid Annual
Balance £1-£999
AER 0.10%
Gross rate 0.10%
Interest paid Annual
Balance £1,000+
AER 1.25%
Gross rate 1.25%
Interest paid Monthly
Balance £1-£999
AER 0.10%
Gross rate 0.10%
Interest paid Monthly
Balance £1,000+
AER 1.25%
Gross rate 1.24%

Rates effective from 01 December 2017. Product withdrawn from sale 06 February 2014.

Easy access account - issue 5

Interest paid Balance AER Gross rate
Annual £1-£999 0.10% 0.10%
£1,000+ 1.25% 1.25%
Monthly £1-£999 0.10% 0.10%
£1,000+ 1.25% 1.24%
Interest paid Annual
Balance £1-£999
AER 0.10%
Gross rate 0.10%
Interest paid Annual
Balance £1,000+
AER 1.25%
Gross rate 1.25%
Interest paid Monthly
Balance £1-£999
AER 0.10%
Gross rate 0.10%
Interest paid Monthly
Balance £1,000+
AER 1.25%
Gross rate 1.24%

Rates effective from 01 December 2017. Product withdrawn from sale 27 January 2014.

Easy access account - issue 4

Interest paid Balance AER Gross rate
Annual £1-£999 0.10% 0.10%
£1,000+ 1.25% 1.25%
Monthly £1-£999 0.10% 0.10%
£1,000+ 1.25% 1.24%
Interest paid Annual
Balance £1-£999
AER 0.10%
Gross rate 0.10%
Interest paid Annual
Balance £1,000+
AER 1.25%
Gross rate 1.25%
Interest paid Monthly
Balance £1-£999
AER 0.10%
Gross rate 0.10%
Interest paid Monthly
Balance £1,000+
AER 1.25%
Gross rate 1.24%

Rates effective from 01 December 2017. Product withdrawn from sale 21 October 2013

Easy access account - issue 3

Interest paid Balance AER Gross rate
Annual £1-£999 0.10% 0.10%
£1,000+ 1.25% 1.25%
Monthly £1-£999 0.10% 0.10%
£1,000+ 1.25% 1.24%
Interest paid Annual
Balance £1-£999
AER 0.10%
Gross rate 0.10%
Interest paid Annual
Balance £1,000+
AER 1.25%
Gross rate 1.25%
Interest paid Monthly
Balance £1-£999
AER 0.10%
Gross rate 0.10%
Interest paid Monthly
Balance £1,000+
AER 1.25%
Gross rate 1.24%

Rates effective from 01 December 2017. Product withdrawn from sale 08 February 2013.

 

Easy access account - issue 2

Interest paid Balance AER Gross rate
Annual £1-£999 0.10% 0.10%
£1,000+ 1.25% 1.25%
Monthly £1-£999 0.10% 0.10%
£1,000+ 1.25% 1.24%
Interest paid Annual
Balance £1-£999
AER 0.10%
Gross rate 0.10%
Interest paid Annual
Balance £1,000+
AER 1.25%
Gross rate 1.25%
Interest paid Monthly
Balance £1-£999
AER 0.10%
Gross rate 0.10%
Interest paid Monthly
Balance £1,000+
AER 1.25%
Gross rate 1.24%

Rates effective from 01 December 2017. Product withdrawn from sale 22 November 2012.

 

Easy access account - issue 1

Interest paid Balance AER Gross rate
Annual £1-£999 0.10% 0.10%
£1,000+ 1.25% 1.25%
Monthly £1-£999 0.10% 0.10%
£1,000+ 1.25% 1.24%
Interest paid Annual
Balance £1-£999
AER 0.10%
Gross rate 0.10%
Interest paid Annual
Balance £1,000+
AER 1.25%
Gross rate 1.25%
Interest paid Monthly
Balance £1-£999
AER 0.10%
Gross rate 0.10%
Interest paid Monthly
Balance £1,000+
AER 1.25%
Gross rate 1.24%

Rates effective from 01 December 2017. Product withdrawn from sale 15 August 2012

Easy Access Account - Treasurers Account

Interest paid Balance AER Gross rate
Annual £1+ 0.50% 0.50%
Interest paid Annual
Balance £1+
AER 0.50%
Gross rate 0.50%

Rates effective from 01 December 2017.This product is now withdrawn.

Easy Access Account - Variable Rate

Interest paid Balance AER Gross rate
Annual £1+ 0.75% 0.75%
Interest paid Annual
Balance £1+
AER 0.75%
Gross rate 0.75%

Rates effective from 01 September 2018. Product withdrawn from sale 07 November 2013.

Branch only easy access account - issue 3

Interest paid Balance AER Gross rate
Annual £1-£999 0.10% 0.10%
£1,000+ 1.25% 1.25%
Monthly £1-£999 0.10% 0.10%
£1,000+ 1.25% 1.24%
Interest paid Annual
Balance £1-£999
AER 0.10%
Gross rate 0.10%
Interest paid Annual
Balance £1,000+
AER 1.25%
Gross rate 1.25%
Interest paid Monthly
Balance £1-£999
AER 0.10%
Gross rate 0.10%
Interest paid Monthly
Balance £1,000+
AER 1.25%
Gross rate 1.24%

Rates effective from 01 December 2017. Product withdrawn from sale 08 February 2016

Branch only easy access account - issue 2

Interest paid Balance AER Gross rate
Annual £1-£999 0.10% 0.10%
£1,000+ 1.25% 1.25%
Monthly £1-£999 0.10% 0.10%
£1,000+ 1.25% 1.24%
Interest paid Annual
Balance £1-£999
AER 0.10%
Gross rate 0.10%
Interest paid Annual
Balance £1,000+
AER 1.25%
Gross rate 1.25%
Interest paid Monthly
Balance £1-£999
AER 0.10%
Gross rate 0.10%
Interest paid Monthly
Balance £1,000+
AER 1.25%
Gross rate 1.24%

Rates effective from 01 December 2017. Product withdrawn from sale 26 August 2015.

Branch only easy access account - issue 1

Interest paid Balance AER Gross rate
Annual £1-£999 0.10% 0.10%
£1,000+ 1.25% 1.25%
Monthly £1-£999 0.10% 0.10%
£1,000+ 1.25% 1.24%
Interest paid Annual
Balance £1-£999
AER 0.10%
Gross rate 0.10%
Interest paid Annual
Balance £1,000+
AER 1.25%
Gross rate 1.25%
Interest paid Monthly
Balance £1-£999
AER 0.10%
Gross rate 0.10%
Interest paid Monthly
Balance £1,000+
AER 1.25%
Gross rate 1.24%

Rates effective from 01 December 2017. Product withdrawn from sale 01 June 2015

CAFC savings account - issue 1

Interest paid Balance AER Gross rate
Annual £10+ 0.50% 0.50%
Interest paid Annual
Balance £10+
AER 0.50%
Gross rate 0.50%

Rates effective from 01 December 2017. Product withdrawn from sale 22 October 2014.

Charity account - issue 1

Interest paid Balance AER Gross rate
Annual £1-£999 0.25% 0.25%
£1,000+ 1.25% 1.25%
Interest paid Annual
Balance £1-£999
AER 0.25%
Gross rate 0.25%
Interest paid Annual
Balance £1,000+
AER 1.25%
Gross rate 1.25%

Rates effective from 01 September 2016. Product withdrawn from sale 1 January 2006.

Children's savings account - issue 2

see details >
Interest paid Opening balance AER Gross rate
Annual £10 1.85% 1.85%
Monthly £10 1.85% 1.83%
Interest paid Annual Monthly
Opening balance £10 £10
AER 1.85% 1.85%
Gross rate 1.85% 1.83%

Rates effective as of 01 September 2018. Product withdrawn from sale 11 January 2018.

Children's savings account - issue 1
(formerly Peter Pan Children’s Savings Account)

Interest paid Balance AER Gross rate
Annual £1+ 1.85% 1.85%
Monthly £1+ 1.85% 1.83%
Interest paid Annual
Balance £1+
AER 1.85%
Gross rate 1.83%
Interest paid Monthly
Balance £1+
AER 1.85%
Gross rate 1.83%

Rates effective from 01 September 2018. Product withdrawn from sale 28 June 2017.

Direct savings account - issue 1

Interest paid Balance AER Gross rate
Annual £1-£999 0.10% 0.10%
£1,000+ 1.25% 1.25%
Monthly £1-£999 0.10% 0.10%
£1,000+ 1.25% 1.24%
Interest paid Annual
Balance £1-£999
AER 0.10%
Gross rate 0.10%
Interest paid Annual
Balance £1,000+
AER 1.25%
Gross rate 1.25%
Interest paid Monthly
Balance £1-£999
AER 0.10%
Gross rate 0.10%
Interest paid Monthly
Balance £1,000+
AER 1.24%
Gross rate 1.24%

Rates effective from 01 December 2017. Product withdrawn from sale 15 August 2012.

Direct sixty plus - issue 1

Interest paid Balance AER Gross rate
Annual £1+ 1.25% 1.25%
Monthly £1+ 1.25% 1.24%
Interest paid Annual
Balance £1+
AER 1.25%
Gross rate 1.25%
Interest paid Monthly
Balance £1+
AER 1.25%
Gross rate 1.24%

Rates effective from 01 September 2018. Product withdrawn from sale 01 January 1990.

Direct rollover bond - issue 1

Interest paid Balance AER Gross rate
Annual £1+ 1.25% 1.25%
Monthly £1+ 1.25% 1.24%
Interest paid Annual
Balance £1+
AER 1.25%
Gross rate 1.25%
Interest paid Monthly
Balance £1+
AER 1.25%
Gross rate 1.24%

Rates effective from 01 September 2018. Product withdrawn from sale 01 January 2011.

Direct 65+ easy access - issue 1

Interest paid Balance AER Gross rate
Annual £1+ 1.25% 1.25%
Monthly £1+ 1.25% 1.24%
Interest paid Annual
Balance £1+
AER 1.25%
Gross rate 1.25%
Interest paid Monthly
Balance £1+
AER 1.25%
Gross rate 1.24%

Rates effective from 01 September 2018. Product withdrawn from sale 01 January 1990.

Easy access account
(formerly Peter Pan Easy Access Savings Account)

Interest paid Balance AER Gross rate
Annual £10+ 1.25% 1.25%
Interest paid Annual
Balance £10+
AER 1.25%
Gross rate 1.25%

Rates effective from 01 December 2017. Product withdrawn from sale 02 October 2015.

Fixed rate easy access account - issue 1

Interest paid Balance AER Gross rate
Annual £1+ 0.75% 0.75%
Interest paid Annual
Balance £1+
AER 0.75%
Gross rate 0.75%

Rates effective from 01 September 2018. Product withdrawn from sale 03 May 2012.

GFC savings account - issue 1

Interest paid Balance AER Gross rate
Annual £10+ 0.75% 0.75%
Interest paid Annual
Balance £10+
AER 0.75%
Gross rate 0.75%

Rates effective from 01 September 2018. Product withdrawn from sale 22 October 2014.

High balance easy access account - issue 2

Interest paid Balance AER Gross rate
Annual £1-£999 0.10% 0.10%
£1,000+ 1.25% 1.25%
Monthly £1-£999 0.10% 0.10%
£1,000+ 1.25% 1.24%
Interest paid Annual
Balance £1-£999
AER 0.10%
Gross rate 0.10%
Interest paid Annual
Balance £1,000+
AER 1.25%
Gross rate 1.25%
Interest paid Monthly
Balance £1-£999
AER 0.10%
Gross rate 0.10%
Interest paid Monthly
Balance £1,000+
AER 1.25%
Gross rate 1.24%

Rates effective 01 December 2017. Product withdrawn from sale 26 August 2015.

High balance easy access account - issue 1

Interest paid Balance AER Gross rate
Annual £1-£999 0.10% 0.10%
£1,000 - £49,999 1.25% 1.25%
£50,000+ 1.35% 1.35%
Monthly £1-£999 0.10% 0.10%
£1,000 - £49,999 1.25% 1.24%
£50,000+ 1.35% 1.34%
Interest paid Annual
Balance £1-£999
AER 0.10%
Gross rate 0.10%
Interest paid Annual
Balance £1,000 - £49,999
AER 1.25%
Gross rate 1.25%
Interest paid Annual
Balance £50,000+
AER 1.35%
Gross rate 1.35%
Interest paid Monthly
Balance £1-£999
AER 0.10%
Gross rate 0.10%
Interest paid Monthly
Balance £1,000- £49,999
AER 1.25%
Gross rate 1.24%
Interest paid Monthly
Balance £50,000+
AER 1.35%
Gross rate 1.34%

Rates effective from 01 December 2017. Product withdrawn from sale 15 August 2012.

IG EX60+ savings (A) - issue 1

Interest paid Balance AER Gross rate
Annual £1+ 1.25% 1.25%
Interest paid Annual
Balance £1+
AER 1.25%
Gross rate 1.25%

Rates effective from 01 September 2018. Product withdrawn from sale 01 January 2011.

Kent Spitfires savings account - issue 1

Interest paid Opening balance AER Gross rate
Annual £10 0.75% 0.75%
Interest paid Annual
Opening balance £10
AER 0.75%
Gross rate 0.75%

Rates effective from 01 September 2018. Product withdrawn from sale 28 June 2017.

Loyalty easy access account - issue 1

Interest paid Balance AER Gross rate
Annual £1-£999 0.10% 0.10%
£1,000+ 1.25% 1.25%
Monthly £1-£999 0.10% 0.10%
£1,000+ 1.25% 1.24%
Interest paid Annual
Balance £1-£999
AER 0.10%
Gross rate 0.10%
Interest paid Annual
Balance £1,000+
AER 1.25%
Gross rate 1.25%
Interest paid Monthly
Balance £1-£999
AER 0.10%
Gross rate 0.10%
Interest paid Monthly
Balance £1,000+
AER 1.25%
Gross rate 1.24%

Rates effective from 01 December 2017. Product withdrawn from sale 26 August 2015.

Online easy access account - issue 1

Interest paid Balance AER Gross rate
Annual £1-£999 0.10% 0.10%
£1,000+ 1.25% 1.25%
Monthly £1-£999 0.10% 0.10%
£1,000+ 1.25% 1.24%
Interest paid Annual
Balance £1-£999
AER 0.10%
Gross rate 0.10%
Interest paid Annual
Balance £1,000+
AER 1.25%
Gross rate 1.25%
Interest paid Monthly
Balance £1-£999
AER 0.10%
Gross rate 0.10%
Interest paid Monthly
Balance £1,000+
AER 1.25%
Gross rate 1.24%

Rates effective from 01 December 2017. Product withdrawn from sale 26 August 2015.

Regular savings account - issue 2

Interest paid Opening balance AER Gross rate
Annual £25 3.00% 3.00%
Interest paid Annual
Opening balance £25
AER 3.00%
Gross rate 3.00%

Rates effective from 02 March 2017. Product withdrawn on 23 January 2017.

Regular savings account - issue 1

Interest paid Balance AER Gross rate
Annual £25 3.00% 3.00%
Interest paid Annual
Balance £25
AER 3.00%
Gross rate 3.00%

Rates effective from 02 March 2017. Product withdrawn from sale 09 August 2016.

Sportsaver Account

Interest paid Balance AER Gross rate
Annual £1+ 0.75% 0.75%
Interest paid Annual
Balance £1+
AER 0.75%
Gross rate 0.75%

Rates effective from 01 September 2018. This product is now withdrawn.

Whitstable FC Savings Account

Interest paid Balance AER Gross rate
Annual £1+ 0.50% 0.50%
Interest paid Annual
Balance £1+
AER 0.50%
Gross rate 0.50%

Rates effective from 01 December 2017.This product is now withdrawn. 

Wishmaker's account - issue 1

Interest paid Balance AER Gross rate
Annual £1+ 1.25% 1.25%
Interest paid Annual
Balance £1+
AER 1.25%
Gross rate 1.25%

Rates effective from 01 December 2017. Product withdrawn from sale 1 January 2011.

ISAs

60 day notice cash ISA - issue 15

see details >
Interest paid Opening balance AER Gross rate
Annual £1 - £999 0.10% 0.10%
£1,000 1.30% 1.30%
Monthly £1 - £999 0.10% 0.10%
£1,000 1.30% 1.29%
Interest paid Annual Monthly
Opening balance £1 - £999 £1 - £999
AER 0.10% 0.10%
Gross rate 0.10% 0.10%
Interest paid Annual Monthly
Opening balance £1,000 £1,000
AER 1.30% 1.30%
Gross rate 1.30% 1.29%

Rates effective as of 01 September 2018

Easy access cash ISA - issue 16

see details >
Interest paid Opening balance AER Gross rate
Annual £1 - £999 1.09% 1.09%
£1,000 1.24% 1.24%
Monthly £1 - £999 1.09% 1.08%
£1,000 1.24% 1.23%
Interest paid Annual Monthly
Opening balance £1 - £999 £1 - £999
AER 1.09% 1.09%
Gross rate 1.09% 1.08%
Interest paid Annual Monthly
Opening balance £1,000 £1,000
AER 1.24% 1.24%
Gross rate 1.24% 1.23%

Rates effective as of 17 August 2018

Two year fixed rate cash ISA - issue 28

see details >
Interest paid Opening balance AER Gross rate
Annual £1,000 1.80% 1.80%
Monthly £1,000 1.80% 1.79%
Interest paid Annual Monthly
Opening balance £1,000 £1,000
AER 1.80% 1.80%
Gross rate 1.80% 1.79%

Rates effective as of 02 November 2018

One year fixed rate cash ISA - issue 28

see details >
Interest paid Opening balance AER Gross rate
Annual £1,000 1.55% 1.55%
Monthly £1,000 1.55% 1.54%
Interest paid Annual Monthly
Opening balance £1,000 £1,000
AER 1.55% 1.55%
Gross rate 1.55% 1.54%

Rates effective as of  02 November 2018

Two year tracker cash ISA - issue 7

see details >
Interest paid Opening balance AER Gross rate
Annual £1,000 1.50% 1.50%
Monthly £1,000 1.50% 1.49%
Interest paid Annual Monthly
Opening balance £1,000 £1,000
AER 1.50% 1.50%
Gross rate 1.50% 1.49%

Rates effective as of 01 September 2017.

60 day notice cash ISA - issue 14

Interest paid Balance AER Gross rate
Annual £1 - £999 0.10% 0.10%
£1,000 1.30% 1.30%
Monthly £1 - £999 0.10% 0.10%
£1,000 1.30% 1.29%
Interest paid Annual
Balance £1 - £999
AER 0.10%
Gross rate 0.10%
Interest paid Annual
Balance £1,000
AER 1.30%
Gross rate 1.30%
Interest paid Monthly
Balance £1 - £999
AER 0.10%
Gross rate 0.10%
Interest paid Monthly
Balance £1,000
AER 1.30%
Gross rate 1.29%

Rate effective from 01 September 2018. Product withdrawn on 10 November 2016

60 day notice cash ISA - issue 13

Interest paid Balance AER Gross rate
Annual £1 - £999 0.10% 0.10%
£1,000+ 1.30% 1.30%
Monthly £1 - £999 0.10% 0.10%
£1,000+ 1.30% 1.29%
Interest paid Annual
Balance £1 - £999
AER 0.10%
Gross rate 0.10%
Interest paid Annual
Balance £1,000+
AER 1.30%
Gross rate 1.30%
Interest paid Monthly
Balance £1 - £999
AER 0.10%
Gross rate 0.10%
Interest paid Monthly
Balance £1,000+
AER 1.30%
Gross rate 1.29%

Rate effective from 01 September 2018. Product withdrawn on 20 June 2016.

60 day notice cash ISA - issue 12

Interest paid Balance AER Gross rate
Annual £1 - £999 0.10% 0.10%
£1,000+ 1.30% 1.30%
Monthly £1 - £999 0.10% 0.10%
£1,000+ 1.30% 1.29%
Interest paid Annual
Balance £1 - £999
AER 0.10%
Gross rate 0.10%
Interest paid Annual
Balance £1,000+
AER 1.30%
Gross rate 1.30%
Interest paid Monthly
Balance £1 - £999
AER 0.10%
Gross rate 0.10%
Interest paid Monthly
Balance £1,000+
AER 1.30%
Gross rate 1.29%

Rate effective from 01 September 2018. Product withdrawn on 16 May 2016.

60 day notice cash ISA - issue 11

Interest paid Balance AER Gross rate
Annual £1 - £999 0.10% 0.10%
£1,000+ 1.30% 1.30%
Monthly £1 - £999 0.10% 0.10%
£1,000+ 1.30% 1.29%
Interest paid Annual
Balance £1 - £999
AER 0.10%
Gross rate 0.10%
Interest paid Annual
Balance £1,000+
AER 1.30%
Gross rate 1.30%
Interest paid Monthly
Balance £1 - £999
AER 0.10%
Gross rate 0.10%
Interest paid Monthly
Balance £1,000+
AER 1.30%
Gross rate 1.29%

Rate effective from 01 September 2018. Product withdrawn on 21 March 2016.

60 day notice cash ISA - issue 10

Interest paid Balance AER Gross rate
Annual £1-£999 0.10% 0.10%
£1,000+ 1.30% 1.30%
Monthly £1-£999 0.10% 0.10%
£1,000+ 1.30% 1.29%
Interest paid Annual
Balance £1-£999
AER 0.10%
Gross rate 0.10%
Interest paid Annual
Balance £1,000+
AER 1.30%
Gross rate 1.30%
Interest paid Monthly
Balance £1-£999
AER 0.10%
Gross rate 0.10%
Interest paid Monthly
Balance £1,000+
AER 1.30%
Gross rate 1.29%

Rate effective from 01 December 2017. Product withdrawn on 22 February 2016.

60 day notice cash ISA - issue 9

Interest paid Balance AER Gross rate
Annual £1 - £999 0.10% 0.10%
£1,000+ 1.35% 1.35%
Monthly £1 - £999 0.10% 0.10%
£1,000+ 1.35% 1.34%
Interest paid Annual
Balance £1 - £999
AER 0.10%
Gross rate 0.10%
Interest paid Annual
Balance £1,000+
AER 1.35%
Gross rate 1.35%
Interest paid Monthly
Balance £1 - £999
AER 0.10%
Gross rate 0.10%
Interest paid Monthly
Balance £1,000+
AER 1.35%
Gross rate 1.34%

Rate effective from 01 September 2016. Product withdrawn on 07 August 2014.

60 day notice cash ISA - issue 8

Interest paid Balance AER Gross rate
Annual £1 - £999 0.10% 0.10%
£1,000+ 1.35% 1.35%
Monthly £1 - £999 0.10% 0.10%
£1,000+ 1.35% 1.34%
Interest paid Annual
Balance £1 - £999
AER 0.10%
Gross rate 0.10%
Interest paid Annual
Balance £1,000+
AER 1.35%
Gross rate 1.35%
Interest paid Monthly
Balance £1 - £999
AER 0.10%
Gross rate 0.10%
Interest paid Monthly
Balance £1,000+
AER 1.35%
Gross rate 1.34%

Rate effective from 01 December 2017. Product withdrawn on 15 July 2014.

60 day notice cash ISA - issue 7

Interest paid Balance AER Gross rate
Annual £1 - £999 0.10% 0.10%
£1,000+ 1.35% 1.35%
Monthly £1 - £999 0.10% 0.10%
£1,000+ 1.35% 1.34%
Interest paid Annual
Balance £1 - £999
AER 0.10%
Gross rate 0.10%
Interest paid Annual
Balance £1,000+
AER 1.35%
Gross rate 1.35%
Interest paid Monthly
Balance £1 - £999
AER 0.10%
Gross rate 0.10%
Interest paid Monthly
Balance £1,000+
AER 1.35%
Gross rate 1.34%

Rate effective from 01 September 2016. Product withdrawn on 24 February 2014

60 day notice cash ISA - issue 6

Interest paid Balance AER Gross rate
Annual £1 - £999 0.10% 0.10%
£1,000+ 1.35% 1.35%
Monthly £1 - £999 0.10% 0.10%
£1,000+ 1.35% 1.34%
Interest paid Annual
Balance £1 - £999
AER 0.10%
Gross rate 0.10%
Interest paid Annual
Balance £1,000+
AER 1.35%
Gross rate 1.35%
Interest paid Monthly
Balance £1 - £999
AER 0.10%
Gross rate 0.10%
Interest paid Monthly
Balance £1,000+
AER 1.35%
Gross rate 1.34%

Rate effective from 01 September 2016. Product withdrawn on 19 February 2014.

60 day notice cash ISA - issue 5

Interest paid Balance AER Gross rate
Annual £1-£999 0.10% 0.10%
£1,000+ 1.35% 1.35%
Monthly £1-£999 0.10% 0.10%
£1,000+ 1.35% 1.34%
Interest paid Annual
Balance £1-£999
AER 0.10%
Gross rate 0.10%
Interest paid Annual
Balance £1,000+
AER 1.35%
Gross rate 1.35%
Interest paid Monthly
Balance £1-£999
AER 0.10%
Gross rate 0.10%
Interest paid Monthly
Balance £1,000+
AER 1.35%
Gross rate 1.34%

Rate effective from 01 September 2016. Product withdrawn on 06 June 2013.

60 day notice cash ISA - issue 4

Interest paid Balance AER Gross rate
Annual £1 - £999 0.10% 0.10%
£1,000+ 1.35% 1.35%
Monthly £1 - £999 0.10% 0.10%
£1,000+ 1.35% 1.34%
Interest paid Annual
Balance £1 - £999
AER 0.10%
Gross rate 0.10%
Interest paid Annual
Balance £1,000+
AER 1.35%
Gross rate 1.35%
Interest paid Monthly
Balance £1 - £999
AER 0.10%
Gross rate 0.10%
Interest paid Monthly
Balance £1,000+
AER 1.35%
Gross rate 1.34%

Rate effective from 01 September 2016. Product withdrawn on 30 January 2013.

60 day notice cash ISA - issue 3

Interest paid Balance AER Gross rate
Annual £1 - £999 0.10% 0.10%
£1,000+ 1.35% 1.35%
Monthly £1 - £999 0.10% 0.10%
£1,000+ 1.35% 1.34%
Interest paid Annual
Balance £1 - £999
AER 0.10%
Gross rate 0.10%
Interest paid Annual
Balance £1,000+
AER 1.35%
Gross rate 1.35%
Interest paid Monthly
Balance £1 - £999
AER 0.10%
Gross rate 0.10%
Interest paid Monthly
Balance £1,000+
AER 1.35%
Gross rate 1.34%

Rate effective from 01 September 2016. Product withdrawn on 22 November 2012.

60 day notice cash ISA - issue 2

Interest paid Balance AER Gross rate
Annual £1 - £999 0.10% 0.10%
£1,000+ 1.35% 1.35%
Monthly £1 - £999 0.10% 0.10%
£1,000+ 1.35% 1.34%
Interest paid Annual
Balance £1 - £999
AER 0.10%
Gross rate 0.10%
Interest paid Annual
Balance £1,000+
AER 1.35%
Gross rate 1.35%
Interest paid Monthly
Balance £1 - £999
AER 0.10%
Gross rate 0.10%
Interest paid Monthly
Balance £1,000+
AER 1.35%
Gross rate 1.34%

Rate effective from 01 September 2016. Product withdrawn on 18 September 2012.

60 day notice cash ISA - issue 1

Interest paid Balance AER Gross rate
Annual £1 - £999 0.85% 0.85%
£1,000+ 1.35% 1.35%
Monthly £1 - £999 0.85% 0.85%
£1,000+ 1.35% 1.34%
Interest paid Annual
Balance £1 - £999
AER 0.85%
Gross rate 0.85%
Interest paid Annual
Balance £1,000+
AER 1.35%
Gross rate 1.35%
Interest paid Monthly
Balance £1 - £999
AER 0.85%
Gross rate 0.85%
Interest paid Monthly
Balance £1,000+
AER 1.35%
Gross rate 1.34%

Rate effective from 01 September 2016. Product withdrawn on 05 April 2012.

APS easy access cash ISA - issue 1

Interest paid Balance AER Gross rate
Annual £1+ 1.20% 1.20%
Interest paid Annual
Balance £1+
AER 1.20%
Gross rate 1.20%

Rate effective from 01 December 2017. Product withdrawn on 05 January 2017

Easy access cash ISA - issue 15

Interest paid Opening balance AER Gross rate
Annual £1 - £999 1.00% 1.00%
£1,000 1.15% 1.15%
Monthly £1 - £999 1.00% 1.00%
£1,000 1.15% 1.14%
Interest paid Annual Monthly
Opening balance £1 - £999 £1 - £999
AER 1.00% 1.00%
Gross rate 1.00% 1.00%
Interest paid Annual Monthly
Opening balance £1,000 £1,000
AER 1.15% 1.15%
Gross rate 1.15% 1.14%

Rates effective as of 01 September 2018. Product withdrawn on 16 August 2018.

Easy access cash ISA - issue 14

Interest paid Balance AER Gross rate
Annual £1 - £999 0.95% 0.95%
£1,000 1.10% 1.10%
Monthly £1 - £999 0.95% 0.95%
£1,000 1.10% 1.09%
Interest paid Annual
Balance £1 - £999
AER 0.95%
Gross rate 0.95%
Interest paid Annual
Balance £1,000
AER 1.10%
Gross rate 1.10%
Interest paid Monthly
Balance £1 - £999
AER 0.95%
Gross rate 0.95%
Interest paid Monthly
Balance £1,000
AER 1.10%
Gross rate 1.09%

Rate effective from 01 December 2017. Product withdrawn on 10 November 2016.

Easy access cash ISA - issue 13

Interest paid Balance AER Gross rate
Annual £1 - £999 0.95% 0.95%
£1,000+ 1.10% 1.10%
Monthly £1 - £999 0.95% 0.95%
£1,000+ 1.10% 1.09%
Interest paid Annual
Balance £1 - £999
AER 0.95%
Gross rate 0.95%
Interest paid Annual
Balance £1,000+
AER 1.10%
Gross rate 1.10%
Interest paid Monthly
Balance £1 - £999
AER 0.95%
Gross rate 0.95%
Interest paid Monthly
Balance £1,000+
AER 1.10%
Gross rate 1.09%

Rate effective from 01 December 2017. Product withdrawn on 20 June 2016.

Easy access cash ISA - issue 12

Interest paid Balance AER Gross rate
Annual £1 - £999 0.95% 0.95%
£1,000+ 1.10% 1.10%
Monthly £1 - £999 0.95% 0.95%
£1,000+ 1.10% 1.09%
Interest paid Annual
Balance £1 - £999
AER 0.95%
Gross rate 0.95%
Interest paid Annual
Balance £1,000+
AER 1.10%
Gross rate 1.10%
Interest paid Monthly
Balance £1 - £999
AER 0.95%
Gross rate 0.95%
Interest paid Monthly
Balance £1,000+
AER 1.10%
Gross rate 1.09%

Rate effective from 01 December 2017. Product withdrawn on 16 May 2016.

Easy access cash ISA - issue 11

Interest paid Balance AER Gross rate
Annual £1 - £999 0.95% 0.95%
£1,000+ 1.15% 1.15%
Monthly £1 - £999 0.95% 0.95%
£1,000+ 1.15% 1.14%
Interest paid Annual
Balance £1 - £999
AER 0.95%
Gross rate 0.95%
Interest paid Annual
Balance £1,000+
AER 1.15%
Gross rate 1.15%
Interest paid Monthly
Balance £1 - £999
AER 0.95%
Gross rate 0.95%
Interest paid Monthly
Balance £1,000+
AER 1.15%
Gross rate 1.14%

Rate effective from 01 December 2017. Product withdrawn on 21 March 2016.

Easy access cash ISA - issue 10

Interest paid Balance AER Gross rate
Annual £1 - £999 1.00% 1.00%
£1,000+ 1.20% 1.20%
Monthly £1 - £999 1.00% 1.00%
£1,000+ 1.20% 1.19%
Interest paid Annual
Balance £1 - £999
AER 1.00%
Gross rate 1.00%
Interest paid Annual
Balance £1,000+
AER 1.20%
Gross rate 1.20%
Interest paid Monthly
Balance £1 - £999
AER 1.00%
Gross rate 1.00%
Interest paid Monthly
Balance £1,000+
AER 1.20%
Gross rate 1.19%

Rate effective from 01 December 2017. Product withdrawn on 22 February 2016.

Easy access cash ISA - issue 9

Interest paid Balance AER Gross rate
Annual £1 - £999 1.10% 1.10%
£1,000+ 1.30% 1.30%
Monthly £1 - £999 1.10% 1.09%
£1,000+ 1.30% 1.29%
Interest paid Annual
Balance £1 - £999
AER 1.10%
Gross rate 1.10%
Interest paid Annual
Balance £1,000+
AER 1.30%
Gross rate 1.30%
Interest paid Monthly
Balance £1 - £999
AER 1.10%
Gross rate 1.09%
Interest paid Monthly
Balance £1,000+
AER 1.30%
Gross rate 1.29%

Rate effective from 01 September 2016. Product withdrawn on 07 August 2014.

Easy access cash ISA - issue 8

Interest paid Balance AER Gross rate
Annual £1 - £999 0.90% 0.90%
£1,000+ 1.20% 1.20%
Monthly £1 - £999 0.90% 0.90%
£1,000+ 1.20% 1.19%
Interest paid Annual
Balance £1 - £999
AER 0.90%
Gross rate 0.90%
Interest paid Annual
Balance £1,000+
AER 1.20%
Gross rate 1.20%
Interest paid Monthly
Balance £1 - £999
AER 0.90%
Gross rate 0.90%
Interest paid Monthly
Balance £1,000+
AER 1.20%
Gross rate 1.19%

Rate effective from 01 December 2017. Product withdrawn on 15 July 2014.

Easy access cash ISA - issue 7

Interest paid Balance AER Gross rate
Annual £1 - £999 1.00% 1.00%
£1,000+ 1.30% 1.30%
Monthly £1 - £999 1.00% 1.00%
£1,000+ 1.30% 1.29%
Interest paid Annual
Balance £1 - £999
AER 1.00%
Gross rate 1.00%
Interest paid Annual
Balance £1,000+
AER 1.30%
Gross rate 1.30%
Interest paid Monthly
Balance £1 - £999
AER 1.00%
Gross rate 1.00%
Interest paid Monthly
Balance £1,000+
AER 1.30%
Gross rate 1.29%

Rate effective from 01 September 2016. Product withdrawn on 25 February 2014.

Easy access cash ISA - issue 6

Interest paid Balance AER Gross rate
Annual £1-£999 1.00% 1.00%
£1,000+ 1.30% 1.30%
Monthly £1-£999 1.00% 1.00%
£1,000+ 1.30% 1.29%
Interest paid Annual
Balance £1-£999
AER 1.00%
Gross rate 1.00%
Interest paid Annual
Balance £1,000+
AER 1.30%
Gross rate 1.30%
Interest paid Monthly
Balance £1-£999
AER 1.00%
Gross rate 1.00%
Interest paid Monthly
Balance £1,000+
AER 1.30%
Gross rate 1.29%

Rate effective from 01 September 2016. Product withdrawn on 19 February 2014.

Easy access cash ISA - issue 5

Interest paid Balance AER Gross rate
Annual £1 - £999 1.00% 1.00%
£1,000+ 1.30% 1.30%
Monthly £1 - £999 1.00% 1.00%
£1,000+ 1.30% 1.29%
Interest paid Annual
Balance £1 - £999
AER 1.00%
Gross rate 1.00%
Interest paid Annual
Balance £1,000+
AER 1.30%
Gross rate 1.30%
Interest paid Monthly
Balance £1 - £999
AER 1.00%
Gross rate 1.00%
Interest paid Monthly
Balance £1,000+
AER 1.30%
Gross rate 1.29%

Rate effective from 01 September 2016. Product withdrawn on 06 June 2013.

Easy access cash ISA - issue 4

Interest paid Balance AER Gross rate
Annual £1+ 1.30% 1.30%
Monthly £1+ 1.30% 1.29%
Interest paid Annual
Balance £1+
AER 1.30%
Gross rate 1.30%
Interest paid Monthly
Balance £1+
AER 1.30%
Gross rate 1.29%

Rate effective from 01 September 2016. Product withdrawn on 22 November 2012.

Easy access cash ISA - issue 3

Interest paid Balance AER Gross rate
Annual £1+ 1.30% 1.30%
Monthly £1+ 1.30% 1.29%
Interest paid Annual
Balance £1+
AER 1.30%
Gross rate 1.30%
Interest paid Monthly
Balance £1+
AER 1.30%
Gross rate 1.29%

Rate effective from 01 September 2016. Product withdrawn on 18 September 2012.

Easy access cash ISA - issue 1

Interest paid Balance AER Gross rate
Annual £1+ 1.00% 1.00%
Monthly £1+ 1.00% 1.00%
Interest paid Annual
Balance £1+
AER 1.00%
Gross rate 1.00%
Interest paid Monthly
Balance £1+
AER 1.00%
Gross rate 1.00%

Rate effective from 01 September 2018. Product withdrawn on 04 March 2011

Two year tracker cash ISA - issue 6

Interest paid Balance AER Gross rate
Annual £1+ 1.50% 1.50%
Monthly £1+ 1.50% 1.49%
Interest paid Annual
Balance £1+
AER 1.50%
Gross rate 1.50%
Interest paid Monthly
Balance £1+
AER 1.50%
Gross rate 1.49%

Rate effective from 01 December 2017. Product withdrawn on 16 May 2016.

Bonds

Two year fixed rate bond - issue 55

see details >
Interest paid Opening balance AER Gross rate
Annual £1,000 2.24% 2.24%
Monthly £1,000 2.24% 2.22%
Interest paid Annual Monthly
Opening balance £1,000 £1,000
AER 2.24% 2.24%
Gross rate 2.24% 2.22%

Rates effective as of  02 November 2018

One year fixed rate bond - issue 58

see details >
Interest paid Opening balance AER Gross rate
Annual £1,000 2.01% 2.01%
Monthly £1,000 2.01% 1.99%
Interest paid Annual Monthly
Opening balance £1,000 £1,000
AER 2.01% 2.01%
Gross rate 2.01% 1.99%

Rates effective as of  02 November 2018

Two year tracker bond - issue 7

see details >
Interest paid Opening balance AER Gross rate
Annual £1,000 1.50% 1.50%
Monthly £1,000 1.50% 1.49%
Interest paid Annual Monthly
Opening balance £1,000 £1,000
AER 1.50% 1.50%
Gross rate 1.50% 1.49%

Rates effective as of 01 September 2018

Two year tracker bond - issue 6

Interest paid Balance AER Gross rate
Annual £1+ 1.50% 1.50%
Monthly £1+ 1.50% 1.49%
Interest paid Annual
Balance £1+
AER 1.50%
Gross rate 1.50%
Interest paid Monthly
Balance £1+
AER 1.50%
Gross rate 1.49%

Rates effective from 1 November 2017. Product withdrawn from sale 16 May 2015.

Direct tracker rollover bond - issue 1

Interest paid Balance AER Gross rate
Annual £1+ 1.25% 1.25%
Interest paid Annual
Balance £1+
AER 1.25%
Gross rate 1.25%

Rates effective from 01 September 2018. Product withdrawn from sale 01 January 2011. 

Business savings

Business savings account - issue 1

see details >
Interest paid Opening balance AER Gross rate
Annual £1+ 0.90% 0.90%
Monthly £1+ 0.90% 0.90%
Interest paid Annual Monthly
Opening balance £1+ £1+
AER 0.90% 0.90%
Gross rate 0.90% 0.90%

Rates effective as of 01 November 2016